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A Term Insurance Plan.

You are your family's primary source of income and your continued presence ensures their comfort and well-being. However, life is unpredictable and your absence will not only result in an emotional trauma but will also place your family under considerable financial duress.

Kotak Saral Suraksha is a low cost term plan that helps in providing protection to your family in your absence, thus ensuring their financial security..

Tax benefits & Disclaimer

You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Service Tax shall be levied over and above premium amount shown here as per applicable tax laws.

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Key Features

   Low Cost Insurance
   Choice of Policy term
    Convenient Premium Payment Options
   Easy Sign Up

Low Cost Insurance.
Provides significant cover at a very low premium

Choice of Policy term.
Depending upon the need you can opt for a policy term of 5 or 10 years.

Convenient Premium Payment Options.
Premiums can be paid as a lump sum Single Pay or over a 5-year premium payment term payable annually or half-yearly depending upon your income pattern and convenience.

Easy Sign Up.
No medical tests and minimal paperwork.

Every person has a different need and we at Kotak Life Insurance recognize this. To give you the flexibility to customize and enhance your cover, we offer a set of riders which you may opt for along with your basic policy and shape your policy to suit your individual needs.


Riders offered by Kotak Life Insurance may be availed of at the time of Purchasing the plan, at a nominal cost. The maximum amount of benefit you can avail is equal to the Basic Sum Assured and the benefit depends on the rider selected. However, the aggregate premium on all value-adds should not exceed 30% of the basic premium. To have more details you may go through the following:

Entry Age (as on last birthday) Min - 18 years, Max - 55 years
Maturity Age Min: 23 years, Max: 65 years
Policy Term 5 and 10 years
Premium Payment Term 5 years or Single payment
Premium Payment Mode Single, Yearly and Half yearly
Sum Assured (fixed) र 5,000, र 10,000, र 15,000, र 25,000, र 50,000,
र 75,000, र100,000:
Premium Modal Factor for 5-year Premium Payment Yearly - 100% , Half yearly - 51%
Please refer to the rider brochure for more details or your Kotak Life Advisor.

Insurance is the subject matter of the solicitation.

Kotak Saral Suraksha
UIN: 107N070V02, Form No: N070,
Ref. No.: KLI/13-14/E-WEB/330
Kotak Mahindra Old Mutual Life Insurance Ltd. Reg No. 107 4th Floor, Vinay Bhavya Complex,159 A, CST Road,Kalina,
Santa Cruz(E), Mumbai: 400 098.
Toll Free: 1800 209 8800 (8 am to 10 pm).
Website: http://insurance.kotak.com.
Mail: clientservicedesk@kotak.com
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS OR FRAUDULENT OFFERS
  • IRDA clarifies to public that IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.



For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
This website content is not a brochure and only gives the salient features of the plan. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. For more details on rider benefits, please refer to the rider brochure.

/// Know about KOTAK LIFE INSURANCE.

  • 1.Kotak Mahindra group, offering wide range of Fin services.

    ..

    Kotak Mahindra group, offering wide range of Fin services.

  • 2: our journey, since inception.

    2: our journey, since inception.

  • 3:Kotak Life insurance plans as per IRDA guidelines.

    ..

    3:Kotak Life insurance plans as per IRDA guidelines.

  • 4:Kotak Life products - Revised, Improved, Customer Friendly.

    4:Kotak Life products - Revised, Improved, Customer Friendly.

  • 5: Core purpose - PALTS

    5: Core purpose - PALTS

  • 6:Invest with us.

    6:Invest with us.

  • 7:India's most respected private Life Insurance co.

    7:India's most respected private Life Insurance co.

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Products shown/described in this page are products of Kotak Lifeinsurance and thay are the owners of them.