Regular payouts at specific intervals throughout the terms.
This plan provides you with regular cash backs* as percentage of the Basic Sum Assured at equal intervals depending on the policy term chosen.
*subject to policy being in-force.
Enhanced death cover with additional payout on accidental death.
In addition to the basic death benefit, on death due to accident an additional sum assured will be paid
.
Earn bonuses from 1st year onwards
Bonuses may be declared on the plan from the end of 1st policy year onwards
Additional Protection through optional riders
There are 3 rider options to be chosen from to increase the protection levels.
Lump sum Maturity Addition
Along with the final payout at the end of the policy term a Lump sum benefit will be paid depending on the policy term chosen
One fine body...
Insurance is the subject matter of solicitation.
This is a participating anticipated endowment plan.
This website content only gives the salient features of the plan.
For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For details on riders, please refer to the Rider Brochure.
Read Brochure
| Entry Age | Min: 2 yrs
Max: ( 75 - term of the plan) : 59 yrs for 16 yr term 55 yrs for 20 yr term 51 yrs for 24 yr term |
|---|---|
| Maximum Maturity Age | 75 years |
| Policy Term | Option of 116/20/24 years |
| Sum Assured | Min: Rs: 1.5 lacs Max: No Limit, subject to underwriting acceptance |
| Premium Payment Mode | Annual/Half-Yearly/Quarterly/Monthly |
| Premium Levels | Min: Depends on Minimum Sum Assured Max: Depends on Sum Assured levels |
| Premium Payment terms |
Limited Pay: pay 8 yrs for 16 yr term pay 10 yrs for 20 yr term pay 12 yrs for 24 yr term |
| Premium Modal Factor |
Modal loadings to be used for calculating the instalment Premiums: Yearly - 100% , Half yearly - 51% , Quarterly - 26% , Monthly - 8.8% |
Insurance is the subject matter of the solicitation.
Benefits earned under this plan are in accordance with the Income Tax Act, 1961.
You can avail tax benefits on
Your premiums under Section 80C.
Maturity or death claim proceeds under Section 10 (10D)
IRDA clarifies to public that
IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
